Feeds:
Posts
Comments

Posts Tagged ‘todaybythebay’

personal_retriever

Are you looking for a home in the Massapequa, Amityville, Amity Harbor Area, Copiague? Not only am I an expert in these areas but I am happy to set up a good old fashioned “Retriever” Search for you! I will set you up in my system so you get notified of anything new to the market or any price changes to help you find your dream home! Don’t waste your time searching Zillow and Trulia when you can get hourly updates of the areas you are looking in!

Read Full Post »

http://blog.coldwellbanker.com/home-dog/dogs-greeting

Coldwell Banker wants to be a company that does good things, not just makes good commercials.  In that vein CB has partnered with Adopt a Pet to help find 20,000 dogs a home in 2015!  Our ad campaign last year #HomeRocks demonstrated the feelings people had when they were on their way to their home.  This year the campaign focuses on what is left when you leave your home.

So kick off your shoes, pull up your blankie and check out our adorable commercial.  There will be more to come! And as always, I am here to service all your real estate needs!

Read Full Post »

Read Full Post »

14204901218eb55077f30ed97012bb76

Are you thinking about selling but want to wait until after the holiday season?  

Here are some great reasons not to wait!

*There is less competition for buyers!

*People out looking in the freezing cold and snow tend to be serious about a home purchase.

*Because there is less competition you may get more money!  Less to choose from = less negotiating.

*Your home is usually decorated and comforting with holiday smells…just make sure to stage it correctly and tastefully!

*You can always restrict showings if it interferes with holiday parties or celebrations.

*Buyers have more time to look during vacation time from schools and jobs or while visiting friends and family.

*You can delay closing until after the holidays pass!

*When you sell your own home during the winter you are in a stronger position to purchase a new one when all those spring for sale signs pop up.  You will have the maximum negotiating advantages as your home will already be sold!

So what are you waiting for?  Call me and I will take care of everything for you 🙂

~Jenn

Read Full Post »

image001

Another Source for a Down Payment

Most taxpayers know that they will pay a 10% penalty if they withdraw funds from their IRA before they turn 59.5 years old. There is an exception for first-time home buyers that allows a penalty-free withdrawal of up to $10,000 per person if they haven’t owned a home in the previous two years.
This would allow a married couple who each have an IRA to withdraw a lifetime maximum of $10,000 each, penalty-free for a home purchase.
In many cases, the money would be used for a down payment or closing costs. However, some buyers might consider this source to increase their down payment so they could qualify for a loan without mortgage insurance.
If the taxpayer qualifies for the penalty-free withdrawal, there may still be taxes due. Contributions to traditional IRAs are made with before-tax dollars and the tax is paid when the funds are withdrawn. Since Roth IRAs are made with after-tax dollars, there is no tax due when the funds are withdrawn.
Another interesting fact about this provision is that the taxpayer making the withdrawal can help a qualified relative which includes children, grandchildren, parents and grandparents.
Homebuyers who are considering using IRA funds for a home purchase should get expert advice from their tax professional concerning their individual situation.

Read Full Post »

20140530-092119-33679277.jpg
Charlie is trying to drum up some business for me! Thinking about selling? Let me answer your questions and bring you top dollar!

Read Full Post »

This is a constantly changing market.  If you live anywhere near the water or are thinking about purchasing or selling and live near the water then you need to be aware of the current requirements put in place by FEMA.  Many homes will be required to have elevation certificates before an insurance quote can be given to place the flood insurance premium cost.

This video explains who, what, when and why in a simple and easy to understand manner.

https://www.dropbox.com/s/rct6xganj44qgfq/Allstate%20Video%20File%20%28YouTube%29%20%281%29.mp4

If you have any further questions or need some additional information on your own property or one you are thinking of purchasing please feel free to contact me and I will be happy to help you further as well as provide some references for obtaining an elevation certificate.

As always thanks for reading!

get-1.aspx

Jenn

http://www.TodayByTheBay.com

Read Full Post »

Older Posts »