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Posts Tagged ‘jennRonzo’

personal_retriever

Are you looking for a home in the Massapequa, Amityville, Amity Harbor Area, Copiague? Not only am I an expert in these areas but I am happy to set up a good old fashioned “Retriever” Search for you! I will set you up in my system so you get notified of anything new to the market or any price changes to help you find your dream home! Don’t waste your time searching Zillow and Trulia when you can get hourly updates of the areas you are looking in!

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I am so pleased to share this letter we received from Corporate!  As always, Coldwell Banker is top in our practice!

coldwellbanker.sflb

COLDWELL BANKER REAL ESTATE LLC
175 PARK AVENUE
MADISON, NJ 07940

March 9, 2015

Dear Coldwell Banker® Manager:
On behalf of Coldwell Banker, I am very pleased to announce that our parent company, Realogy Holdings Corp., has once again been recognized a 2015 World’s Most Ethical Company®, by the Ethisphere Institute, the global leader in defining and advancing the standards of ethical business practices.

This is the fourth consecutive year in which Realogy has received this recognition. The World’s Most Ethical Companies designation recognizes those organizations that have had a material impact on the way business is conducted by fostering a culture of ethics and transparency at every level of the company. Realogy is one of just 132 companies in the world honored this year and is the only residential real estate company on the list. You can read the full press release here. https://www.realogy.com/media/pr/show_release.cfm?id=1674

In 1906, which was years before the National Association of Realtors thought to raise the standard in the industry with the creation of the Code of Ethics, Coldwell Banker was founded on the premise of exceptional ethical expectations for its people in dealing with the public. It is who we are and we understand it’s importance above everything else.

At Coldwell Banker, we are proud to conduct business with the highest integrity and in the most ethical manner.

Regards,
Budge Huskey
President & CEO
Coldwell Banker Real Estate LLC

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Celebrate tradition with loved ones. Enjoy the food and company that come together to make this day so special. Best wishes for a happy (and filling) Thanksgiving.

Click on the link below for my contact information!

http://client.rg1.imprev.net/84/4884/23183/

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Thank you to all of our protectors!
We are free because of the Brave.

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Another Source for a Down Payment

Most taxpayers know that they will pay a 10% penalty if they withdraw funds from their IRA before they turn 59.5 years old. There is an exception for first-time home buyers that allows a penalty-free withdrawal of up to $10,000 per person if they haven’t owned a home in the previous two years.
This would allow a married couple who each have an IRA to withdraw a lifetime maximum of $10,000 each, penalty-free for a home purchase.
In many cases, the money would be used for a down payment or closing costs. However, some buyers might consider this source to increase their down payment so they could qualify for a loan without mortgage insurance.
If the taxpayer qualifies for the penalty-free withdrawal, there may still be taxes due. Contributions to traditional IRAs are made with before-tax dollars and the tax is paid when the funds are withdrawn. Since Roth IRAs are made with after-tax dollars, there is no tax due when the funds are withdrawn.
Another interesting fact about this provision is that the taxpayer making the withdrawal can help a qualified relative which includes children, grandchildren, parents and grandparents.
Homebuyers who are considering using IRA funds for a home purchase should get expert advice from their tax professional concerning their individual situation.

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This is a constantly changing market.  If you live anywhere near the water or are thinking about purchasing or selling and live near the water then you need to be aware of the current requirements put in place by FEMA.  Many homes will be required to have elevation certificates before an insurance quote can be given to place the flood insurance premium cost.

This video explains who, what, when and why in a simple and easy to understand manner.

https://www.dropbox.com/s/rct6xganj44qgfq/Allstate%20Video%20File%20%28YouTube%29%20%281%29.mp4

If you have any further questions or need some additional information on your own property or one you are thinking of purchasing please feel free to contact me and I will be happy to help you further as well as provide some references for obtaining an elevation certificate.

As always thanks for reading!

get-1.aspx

Jenn

http://www.TodayByTheBay.com

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