Posts Tagged ‘homes’

Screen Shot 2015-03-24 at 5.30.34 PMry=400Coldwell Banker has hit the nail on the head with understanding what makes a house a home!  From my own personal archives, here is a photo of my son’s first snowfall with our old pup, Sammy girl.  These are the things that help make a house a home.

As always I am happy to help you find your dream home or move on to the next!


Read Full Post »


Another Source for a Down Payment

Most taxpayers know that they will pay a 10% penalty if they withdraw funds from their IRA before they turn 59.5 years old. There is an exception for first-time home buyers that allows a penalty-free withdrawal of up to $10,000 per person if they haven’t owned a home in the previous two years.
This would allow a married couple who each have an IRA to withdraw a lifetime maximum of $10,000 each, penalty-free for a home purchase.
In many cases, the money would be used for a down payment or closing costs. However, some buyers might consider this source to increase their down payment so they could qualify for a loan without mortgage insurance.
If the taxpayer qualifies for the penalty-free withdrawal, there may still be taxes due. Contributions to traditional IRAs are made with before-tax dollars and the tax is paid when the funds are withdrawn. Since Roth IRAs are made with after-tax dollars, there is no tax due when the funds are withdrawn.
Another interesting fact about this provision is that the taxpayer making the withdrawal can help a qualified relative which includes children, grandchildren, parents and grandparents.
Homebuyers who are considering using IRA funds for a home purchase should get expert advice from their tax professional concerning their individual situation.

Read Full Post »

55th Annual Holiday Homes Tour
The Bay Village Civic Association of the Amityville is proud to present the Friendly Bay Village Holiday Homes Tour, which shall take place on
Saturday, December 1st, 2012 from 12 pm until 4pm.
Seven distinctive and gracious homes in the Incorporated Village of Amityville will be showcased, festively decorated for the holiday season by their owners. The styles and architecture of these Bennett Place homes spans the history of this beautiful Village, all welcoming and worth attention and praise.
Potpourri simmers in the kitchens, live music greets visitors tantalizing the senses and heralding the season. The small Amityville Firehouse near the north end of Bennett Place will be open to sell tickets and crafts, serve mulled cider, and assist patrons.
Local businesses will be offering discounts to Tour patrons in support of the Bay Village Civic Association sponsoring the Tour this year.
Visit St. Mary’s Church, an 1888 historical landmark, in the center of the Village to shop and enjoy complimentary refreshments at the Tea Room in the Parish Hall. There vendors will offer a variety of crafts, ornaments, gifts and home baked confections for sale. Beautiful raffle prizes, donated by local merchants and residents, will be on display to be raffled at 4pm. Winners need not be present. Father Geminder will be available in the church to discuss its history.
Across from St. Mary’s Church, the Amityville Historical Society Lauder Museum a costumed docent will lead a walking tour of the historic area at 3pm. The museum will be open to view holiday vignettes of the past. The Tour will begin at St. Mary’s Church.
At 5pm the Village Tree Lighting Ceremony will take place in the center of the Village at the Triangle.
Tickets for the December 1st Tour will be $25.00 and may be purchased beginning in mid-November at Johnson’s Florist, Bella Maison, Amityville Acupuncture and Wellness, Self Image Salon, and the Lauder Museum. On the day of the Tour only, tickets may also be purchase at any of the homes and at the small Firehouse Annex on Bennett Place during the event after 12pm. Each keepsake ticket contains photos, histories and maps to all of the homes featured on this self-guided Tour. The homes may be visited in any order.
Parking is available at the large municipal lot at the corner of Bennett Pl and Merrick Road. Another large municipal lot is located a few hundred feet north on Broadway (Rt 110) across from the First United Methodist Church. Bennett Place will be for pedestrian traffic only during the Tour.
Visitors to local businesses, St. Mary’s Church, the Lauder Museum and the Tree Lighting may park at the Park Avenue School, running parallel one block west of Rt. 110 from Merrick Rd to the Triangle in the center of the Village.
Proceeds from the Tour will be donated to the renovation of the Amityville Beach Playground. More information may be obtained by emailing HolidayHomesTour@AOL.com or at 631-691-8435 from 8AM – 8PM. Leave message for return call.

Read Full Post »


Real estate is picking up as we head toward the spring selling season!  If you are considering selling or purchasing please think of me!  I will absolutely work my hardest and put your needs first!  My goal toward all my listings is to “get them sold” so I do not take exclusive listings, I put them out for everyone to see immediately.  I believe it is not in your best interest to hold a listing within one particular office but to make sure your home gets advertised completely and effectively.

Thanks to all my friends who have called with real estate questions or simply to ask how much a particular house is listed for….I am always here for you!

Read Full Post »