Feeds:
Posts
Comments

Archive for the ‘assistanance’ Category

seksun-guntanid_446847097-1024x454According to the American Banking Journal the Feds are going to cut mortgage insurance premiums again saving the average FHA borrower an average of $500 per year!  Read the full article here : ABA Journal.  Hopefully this will continue to increase our expectations for the 2017 market!  This change takes effect on loans closed after January 27th 2017 and the expect to save 25 basis points on the insurance premium. This Market Watch article really explains FHA loans and why the FHA is passing along these savings.  They are expecting $1M home buyers to purchase using FHA backed loans this year.  I can say the majority of closings I see here in the office are FHA backed loans.  Here’s to another interesting year!  I ❤️ Real Estate.

Read Full Post »

I recently earned my SRS designation with the National Association of Realtors (NAR).  A SRS designation means that I have taken the courses and provided enough past history of client relationships to earn the title of a “Seller Representative Specialist” or SRS in short.  There are many reasons that a seller should list their home with an agent that not only cares about their best interest but has the knowledge to implement that in the current market conditions.  Here are some bullet points;

  • members of an elite group of trained seller advocates
  • concentrate our efforts to ensure you the seller are at the center of the sale
  • understand that negotiation skills are critical to the success of your transaction
  • adhere to the highest level of professional ethics and business practices
  • uniquely qualified to exceed your expectations and yield your trust
  • have an advanced level of understanding on how to collaborate with a variety of cooperating agents of all skill levels to ensure that the ‘best’ buyer has an opportunity to purchase your home.

There are several ways to hire an agent to represent you in the sale of your house.  The most common is an Exclusive Right to Sell which can be marketed in two ways;

  1. First the listing is held as and “office exclusive” where they do not invite cooperating brokers and the exposure is limited to the listing agents marketing efforts.
  2. In the second scenario the listing is shared through the Multiple Listing Service where the listing agent invites cooperating agents from all the MLS offices to participate in the efforts to find a buyer for your home.  In this case the listing agent communicates with the cooperating agents while you deal directly and only with your agent.  The listing agent has a fiduciary responsibility to work in the best interest of the seller.

If you are selling your house, it is beneficial to have your home marketed and exposed to every potential buyer.  The best possible outcome for a seller when presenting their home for sale is to have multiple offers from which to choose. They should then utilize the skill of their Realtor® to help review which is the best and highest terms for you.  This is why you hire a professional Realtor ®,  it definitely makes a difference.

Give me a call when you are ready to sell your home.  I have my E-Pro Certification AND my SRS Designation and I have your best interest at heart.

  • srs-designation

Read Full Post »

Banks to Meet One on One With Homeowners

Five of the largest banks and mortgage servicers will have representatives available at the Copiauge Memorial Library and Cedar Creek Park as well as two other locations Monday March 4th, through Saturday March 9th.  See the attached link for more information and details.

Read Full Post »

Regarding my post of earlier….the meeting has been cancelled.

Read Full Post »

2/28/2013 11:53:08 AM EST – This is County Executive Steve Bellone with an important Sandy Recovery Update. This Saturday, March 2nd, Suffolk County and New York State will be holding a meeting at the Lindenhurst Public Library where residents can learn about newly created recovery programs and fill out applications on the spot, with the assistance of members of the Sandy Help Team.
Again, the Sandy workshop will be this Saturday, March 2nd from 10am-2pm at the Lindenhurst Library, located at 1 Lee Avenue. If you have any questions please contact my office at 853-2970 . I hope you can take the opportunity to learn about programs which are available to help our community rebuild stronger together. Thank you.

 

Read Full Post »

The New York State Department of Financial Services Mobile Command Unit will be stationed in the parking lot at the corner of Bennett Place and Merrick Rd. in Amityville on Tuesday, February 5, 2013, from 9AM to 5PM.

The Mobile Command Center (MCC) visits communities that have been disproportionately impacted by Storm Sandy.

Department representatives will help citizens contact their insurers if they have been unable to do so and answer questions about homeowners’, renters’ and business owners’ insurance coverage.

Citizens unable to go to the Mobile Command Center are encouraged to call the Department’s storm hotline (800) 339-1759 which is staffed from 8 a.m. to 8 p.m., daily including weekends. Insurance information is also available on the Department’s website, http://www.dfs.ny.gov.

Read Full Post »

Dear Neighbor:

            I wanted to inform you about a program I am sponsoring with the New York State Department of Financial Services to provide assistance to residents affected by Hurricane Sandy.

            The Department of Financial Services’ Mobile Assistance Unit will be at the Riviera in Massapequa (200 East Shore Drive, Massapequa) between 10 am and 6 pm this Friday, January 25th.  Department of Financial Services representatives will be available to meet one-on-one with residents and answer storm-related questions about homeowners’, renters’, and business owners’ insurance coverage. No appointments are required.

            If you are unable to attend this program on January 25th but would like to get assistance with storm-related insurance issues from a Department of Financial Services representative, you can call the Department’s insurance disaster center at 1-800-339-1759 . The center is operated from 8 am to 8 pm, seven days a week.

            If you have any questions or need additional assistance, please feel free to contact me.         

                                                            Sincerely,

                                                            SENATOR CHARLES J. FUSCHILLO, JR.

Senator Charles J. Fuschillo Jr. fuschill@nysenate.gov | fuschillo.nysenate.gov District: 5550 Merrick Road, Suite 205, Massapequa, NY 11758-6238 (516) 882-0630

Read Full Post »