This is a constantly changing market. If you live anywhere near the water or are thinking about purchasing or selling and live near the water then you need to be aware of the current requirements put in place by FEMA. Many homes will be required to have elevation certificates before an insurance quote can be given to place the flood insurance premium cost.
This video explains who, what, when and why in a simple and easy to understand manner.
If you have any further questions or need some additional information on your own property or one you are thinking of purchasing please feel free to contact me and I will be happy to help you further as well as provide some references for obtaining an elevation certificate.
As always thanks for reading!
Posted in amityville, Babylon, house for sale, jennronzo, real estate, Sandy, todaybythebay, Village, waterfront | Tagged amityville, coldwell banker, flood, homes for sale, jenn ronzo, jennRonzo, real estate, todaybythebay, waterfront | Leave a Comment »
The Great South Bay may have stilled its’ waters and embraced the deep freeze but real estate is still moving! I have 4 appointments already set up for this weekend! Looking for a house? Thinking about selling? The cold doesn’t stop us so don’t let it stop you! Give me a call I have on my Realtor boots!
Posted in amityville, Babylon, house for sale, jennronzo, real estate, todaybythebay, Village | Tagged amityville, bay, beach, coldwell banker, homes for sale, houses for sale, jennRonzo, real estate, realtor | Leave a Comment »
The window of opportunity is diminishing as the temperatures drop this afternoon into this evening. If you are a homeowner or tenant responsible for maintaining a home there are a few basic things that you can do to prevent damage to your home. One of the most important principals that should be understood is frozen water expands and this affects both metal and plastic. There are some very simple and basic things you can do tonight to prevent some costly issues that may occur due to frozen or burst pipes!
- The easiest thing to do is to drip the cold water in your faucets on your first floor or basement levels. This will help keep the motion in the pipes and therefore prevent freezing. Any pipes in un-insulated crawl spaces or in slabs can freeze easier than pipes located in heated areas (such as the inside walls leading to a second floor). Be wary of outside walls that are in direct contact to the elements as these pipes should be a priority.
- Second, turn off the water to your outdoor hose bibs or spigots. These are just waiting to expand and burst on you every winter. This should be part of winter maintenance every year and if you forgot now is the time to do it! This also includes sprinkler lines and swimming pool lines.
- Open the cabinet doors under the sinks to allow air flow from the heated spaces to circulate.
- Finally, when the forecast is for these super low temps people should maintain their heat even when the normal tendency is to turn it down at night in areas of the home that are not occupied. Keep those thermostats set and don’t set them back tonight. The additional costs will be well worth the savings if you are forced to pay for the damages incurred by burst or broken pipes.
I hope these tips can help prevent any damage from occurring in the next few days. If you have any rental properties or vacant properties for sale please remember to follow the same precautionary measures that you would for your own house.
As always, thanks for reading, be safe and remember, if you have any real estate questions I am here for you!
Posted in amityville, Babylon, house for sale, jennronzo, real estate, todaybythebay, Uncategorized, Village | Tagged amityville, cold weather, coldwell banker, freezing pipes, homes for sale, jenn ronzo, jennRonzo, todaybythebay | Leave a Comment »
Tomorrow is a new year complete with new aspirations and hopes, new dreams and new resolutions. My New Year’s resolution is to break my resolutions….that way I succeed at something. On New Year’s Day we walk through our lives making lists of work to be done, things to be fixed and promises to be made. This year…to balance those lists maybe we should walk through our lives looking for the potential and not the flaws. Be positive and let that overcome the negative in our lives, our work and our minds. Let’s look forward to the future and make things happen!
Posted in amityville, house for sale, jennronzo, real estate, todaybythebay, Village | Tagged amityville, coldwell banker, harbor light, houses for sale, jenn ronzo, jennRonzo, New Year, real estate, realtor, todaybythebay, village | Leave a Comment »
Additional Help for Sandy Victims
This article from the NY Times explains how a 203K loan (typically used for homes that do not meet current codes to be brought current when ownership is transferred) can be used to help repair a Sandy damaged home. Structured to release payments to the new owner to make repairs by releasing construction payments under the banks supervision to take a run down home (possibly a foreclosure or flood damaged) and in the end the final mortgage amount under the 203K process is for the appraised value of the rebuilt home.
It is slightly complicated and each circumstance is different. Having a trusted mortgage broker who has successfully completed transactions with this process is key. Feel free to contact me for some references!
Posted in amityville, house for sale, jennronzo, real estate, todaybythebay, Village | Tagged 203K, amityville, coldwell banker, harbor light, homes for sale, jennRonzo, lindenhurst, sandy, todaybythebay | Leave a Comment »
This week begins the holiday season as we kick off this Thursday with Thanksgiving followed by Black Friday, the day of fantastic holiday shopping deals. If you have been in the market for a home then don’t let the hustle and bustle of the holidays put that goal on the back burner. A seller that has their home on the market during the holidays are truly motivated. That is why is may be a smart time to make a purchase.
This season there is a limited supply and many of the homes that are on the market are priced to sell. If you are a serious buyer you should not worry about intruding on a family during a time reserved for family and friends. If their home is on the market then the owners want sincerely interested buyers to see it. They will be happy to make the appointments. Most sellers tend to avoid this time of year due to the colder weather and shorter days. The ones that have made the decision to sell are serious about their desire and may be more open to negotiations.
A pitfall to buying during this time may be that a blanket of snow is covering the property and you may not be able to see every detail and there may be some hidden defects. Pools may be covered and you may not be able to see the lining and other areas of concern. You can rely on photos taken during an earlier time and the expert opinion of an experienced home inspector.
There may be thoughts of a longer financial process while applying for a mortgage but truth be told the banks are only closed for the same official holidays and don’t close for a longer length of time than any other times of year. People take time off in the summer months as well so don’t let that hold you back. If there is a for sale sign in the lawn then you should treat it as a welcome sign!
I have several quality homes and motivated sellers, give me a call and let’s see if we can’t put a deal together this holiday season!
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