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Resort Style Living in Amityville

There are very few homes that boast this amount of custom beautiful woodwork!  Call me today to schedule an appointment to see this unique and stunning home!

MLS #  2684687

Click Here for the MLS Listing

http://www.mlsli.com/homes-for-sale/NY/Amityville/11701/82-Bayside-Pl-125160362

Click Here for a Virtual Tour

http://www.realestateshows.com/735380

160 feet of top notch composite bulk heading  and one of a kind cedar boat house!

160 feet of top notch composite bulk heading and one of a kind cedar boat house!

Custom molding through out this stunning home!

Custom molding through out this stunning home!

Happy July 4th

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Thank you to all of our protectors!
We are free because of the Brave.

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Another Source for a Down Payment

Most taxpayers know that they will pay a 10% penalty if they withdraw funds from their IRA before they turn 59.5 years old. There is an exception for first-time home buyers that allows a penalty-free withdrawal of up to $10,000 per person if they haven’t owned a home in the previous two years.
This would allow a married couple who each have an IRA to withdraw a lifetime maximum of $10,000 each, penalty-free for a home purchase.
In many cases, the money would be used for a down payment or closing costs. However, some buyers might consider this source to increase their down payment so they could qualify for a loan without mortgage insurance.
If the taxpayer qualifies for the penalty-free withdrawal, there may still be taxes due. Contributions to traditional IRAs are made with before-tax dollars and the tax is paid when the funds are withdrawn. Since Roth IRAs are made with after-tax dollars, there is no tax due when the funds are withdrawn.
Another interesting fact about this provision is that the taxpayer making the withdrawal can help a qualified relative which includes children, grandchildren, parents and grandparents.
Homebuyers who are considering using IRA funds for a home purchase should get expert advice from their tax professional concerning their individual situation.

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Charlie is trying to drum up some business for me! Thinking about selling? Let me answer your questions and bring you top dollar!

This is a constantly changing market.  If you live anywhere near the water or are thinking about purchasing or selling and live near the water then you need to be aware of the current requirements put in place by FEMA.  Many homes will be required to have elevation certificates before an insurance quote can be given to place the flood insurance premium cost.

This video explains who, what, when and why in a simple and easy to understand manner.

https://www.dropbox.com/s/rct6xganj44qgfq/Allstate%20Video%20File%20%28YouTube%29%20%281%29.mp4

If you have any further questions or need some additional information on your own property or one you are thinking of purchasing please feel free to contact me and I will be happy to help you further as well as provide some references for obtaining an elevation certificate.

As always thanks for reading!

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Jenn

http://www.TodayByTheBay.com

The Great South Bay 1.8.2014

The Great South Bay may have stilled its’ waters and embraced the deep freeze but real estate is still moving! I have 4 appointments already set up for this weekend! Looking for a house? Thinking about selling? The cold doesn’t stop us so don’t let it stop you! Give me a call I have on my Realtor boots!

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The window of opportunity is diminishing as the temperatures drop this afternoon into this evening.  If you are a homeowner or tenant responsible for maintaining a home there are a few basic things that you can do to prevent damage to your home.  One of the most important principals that should be understood is frozen water expands and this affects both metal and plastic.  There are some very simple and basic things you can do tonight to prevent some costly issues that may occur due to frozen or burst pipes!

  • The easiest thing to do is to drip the cold water in your faucets on your first floor or basement levels.  This will help keep the motion in the pipes and therefore prevent freezing.  Any pipes in un-insulated crawl spaces or in slabs can freeze easier than pipes located in heated areas (such as the inside walls leading to a second floor).  Be wary of outside walls that are in direct contact to the elements as these pipes should be a priority.
  • Second, turn off the water to your outdoor hose bibs or spigots.  These are just waiting to expand and burst on you every winter.  This should be part of winter maintenance every year and if you forgot now is the time to do it!  This also includes sprinkler lines and swimming pool lines.
  • Open the cabinet doors under the sinks to allow air flow from the heated spaces to circulate.
  • Finally, when the forecast is for these super low temps people should maintain their heat even when the normal tendency is to turn it down at night in areas of the home that are not occupied.  Keep those thermostats set and don’t set them back tonight.  The additional costs will be well worth the savings if you are forced to pay for the damages incurred by burst or broken pipes.

I hope these tips can help prevent any damage from occurring in the next few days.  If you have any rental properties or vacant properties for sale please remember to follow the same precautionary measures that you would for your own house.

As always, thanks for reading, be safe and remember, if you have any real estate questions I am here for you!

~Jenn

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